Skyla Credit Union's

Privacy Policy

what does skyla federal credit union do with your personal information?

WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
assets and credit history
credit scores and employment information

HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Skyla Federal Credit Union chooses to share; and whether you can limit this sharing.

reasons we can share your personal information

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For Our Everyday Business Purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

For Our Marketing Purposes –
to offer our products and services to you

For Joint Marketing with Other Financial Companies

For Our Affiliates’ Everyday Business Purposes –
information about your transactions and experiences

We Don't Share

For Our Affiliates’ Everyday Business Purposes –
information about your creditworthiness

We Don't Share

For Our Affiliates to Market to You

We Don't Share

For Nonaffiliates to Market to You

We Don't Share

TO LIMIT OUR SHARING:

Call 704-375-0183; 888-633-2628 or
Visit us online: www.skylacu.com

Please Note:
If you are a new member, we can begin sharing your information 1 day from the date we sent this notice. Please allow 30 days for your name to be removed. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

QUESTIONS?

Call 704-375-0183; 888-633-2628 or go to www.skylacu.com or mail to 718 Central Avenue, Charlotte, NC 28204

what we do

HOW DOES SKYLA FEDERAL CREDIT UNION PROTECT MY PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

HOW DOES SKYLA FEDERAL CREDIT UNION COLLECT MY PERSONAL INFORMATION?

We collect your personal information, for example, when you:

Open an account or use your credit or debit card
Show your government-issued ID or apply for financing
Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN'T I LIMIT ALL SHARING?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?

Your choices will apply to everyone on your account.

definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Skyla Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Skyla Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance companies.

To view Skyla Federal Credit Union's Privacy Policy as a PDF, please click the button below.