When it’s time to make mortgage payments you want to make sure you have enough to pay your monthly mortgage and loan payments plus monthly expenses while also saving...

Whether you're just starting out your home-buying journey or are already in the thick of things with house hunting, it’s important to familiarize yourself with the basics of mortgages. Here we’ll teach you everything you need to know about mortgages, from loan types to the home-buying process. We'll also cover some mortgage lingo that you're likely to encounter during your search for a new home.

It’s exciting to think about buying a home! By now, you’ve probably narrowed down your budget and have an idea what your monthly mortgage payment may be, but it's also important to know what costs other are involved.

When you're considering buying a house, one of the first questions you might ask is "How much house can I afford?" This is a valid question and there are many factors to consider when trying to determine this!

Whether you're a prospective home buyer or just curious, you've probably wondered what it takes to qualify for a mortgage. When getting a loan, credit score, your debt-to-income ratio, and down payment amount play a factor in getting approved with a good interest rate and monthly payment.

If you’re a homeowner and are looking for some extra cash, a home equity loan might be one of the first things that come to mind. After all, you own your home and it's natural to think about tapping into its value.

Federal Housing Administration (FHA) loans are mortgages that are backed by the government. FHA loans are restricted by the U.S Department of Housing & Urban Development meaning they make the rules. Although FHA loans are backed by the government, your funds would go to the lender if you were to get an FHA loan.

A VA home loan is a mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs (VA). The loan is available to eligible veterans, service members, and surviving spouses.

A USDA home loan is a mortgage that is insured by the US Department of Agriculture. These loans are available to rural homeowners who may not qualify for other types of mortgage loans.