By:
Yanna
October 27th, 2022
It's the age-old question: is it better to rent or buy a house? And with rising housing costs and interest rates, it's a question that more and more people are asking themselves, especially if you're ready to move out of your parent's home or just looking for a new location. So… what's the right answer? There are pros and cons to both renting and buying- and the best decision for you will depend on your unique circumstances.
By:
Yanna
October 21st, 2022
Credit cards can be a great way to build your credit score and earn rewards, but if you're not careful, you can easily make mistakes that can damage your credit score and cost you money. In this blog post, we will discuss 5 of the most common credit card mistakes and how to avoid them.
Home Buying | Building Savings
By:
Yanna
October 12th, 2022
When it’s time to make mortgage payments you want to make sure you have enough to pay your monthly mortgage and loan payments plus monthly expenses while also saving...
By:
Yanna
October 12th, 2022
Whether you're just starting out your home-buying journey or are already in the thick of things with house hunting, it’s important to familiarize yourself with the basics of mortgages. Here we’ll teach you everything you need to know about mortgages, from loan types to the home-buying process. We'll also cover some mortgage lingo that you're likely to encounter during your search for a new home.
Home Buying | Building Savings
By:
Yanna
October 12th, 2022
It’s exciting to think about buying a home! By now, you’ve probably narrowed down your budget and have an idea what your monthly mortgage payment may be, but it's also important to know what costs other are involved.
By:
Yanna
October 12th, 2022
When you're considering buying a house, one of the first questions you might ask is "How much house can I afford?" This is a valid question and there are many factors to consider when trying to determine this!
By:
Yanna
October 12th, 2022
Whether you're a prospective home buyer or just curious, you've probably wondered what it takes to qualify for a mortgage. When getting a loan, credit score, your debt-to-income ratio, and down payment amount play a factor in getting approved with a good interest rate and monthly payment.
By:
Yanna
October 12th, 2022
If you’re a homeowner and are looking for some extra cash, a home equity loan might be one of the first things that come to mind. After all, you own your home and it's natural to think about tapping into its value.
By:
Yanna
October 12th, 2022
Federal Housing Administration (FHA) loans are mortgages that are backed by the government. FHA loans are restricted by the U.S Department of Housing & Urban Development meaning they make the rules. Although FHA loans are backed by the government, your funds would go to the lender if you were to get an FHA loan.
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