When you have more than enough funds in your checking account, you stay ahead of any maintenance or overdraft fees.

Hold the phone… Are you coming up on your last car payment or recently made your last one?? Congratulations! I know you're ready to say “I officially own my vehicle!”

In your search for cars and considering auto loans, you may be asking, “What are all the costs included in buying a car? How much should I have saved up before financing? What goes into my monthly car payment?”

If you have a credit card or a line of credit (like a Home Equity Loan), chances are you’ve heard the term “Revolving Credit.” But, what the heck is it?! Revolving credit is a type of loan borrowers can repeatedly use to finance purchases and emergencies if needed. Borrowers must repay the amount they used to finance that purchase but they get to reuse that amount again. Hence the term revolving!

Have you ever received a credit card statement and weren’t quite sure what you were looking at? I get it!

It’s easy to see a credit card as “free money” and spending more than your means. But if you're not careful, you could wind up paying a lot in fees and interest, hurt your credit score, and really hurt your wallet.

We all know money provides security, control, freedom, and much more to enjoy a better and healthy life. That's something we all want - including myself. So, we look for ways and build better financial habits to reach a goal. And there are hundreds of tools, tips, apps, and methods out there. But the real question is: What habit or money-saving style actually works?

Buying a car from a private seller can be a scary and nerve-wracking process simply because, as the buyer, you have to do most of the work. Unlike dealerships, the seller won’t offer coverage for the car they’re selling and the sale is final. It's up to you as the buyer to ensure the seller is keeping up his or her end of the deal in selling a trustworthy car.

"Do I need to be part of the military to join a credit union?" This is a common question from prospective new customers, mostly because people have seen all the advertising about military credit unions (think Navy Federal Credit Union). The perks include low loan rates, higher interest in savings, and exclusive discounts. They're discouraged and think it's impossible to get access to these great money-saving perks. But there's good news - Other credit unions offer the same, similar, or better perks, all without needing ties to the military to join!