You can look at conventional mortgages as normal (or regular) loans. These loans are mortgages that aren't insured or guaranteed by the government. This means that if you can't make your mortgage payments, you won't be able to get help from the government as you could with a Federal Housing Administration (FHA) loan.

Interest-only mortgages work similarly to adjustable-rate mortgages (ARMs). In a nutshell, interest-only mortgages are when you only pay the interest on the mortgage for the first couple of years of the loan and not any of the principal payments.

Homebuying can be a complex process but understanding the basics of mortgages is a good place to start! There are many different mortgage products available, and the terms of the loan will vary depending on the lender and the borrower's circumstances.

Are you in the market for a new home but not sure which mortgage option is right for you? Don’t worry - you're not alone!

So you’re ready to buy a home? As you research lenders, you're probably wondering how long it takes to get approved for a mortgage

Have you ever wondered what the difference is between being pre-qualified and pre-approved for a mortgage? It can certainly be confusing, especially if you're new to mortgages, but they’re helpful when it comes to purchasing your new home.

You may have heard the term "adjustable-rate mortgage" (or "ARM"). But what exactly is it? And should you consider getting one?

One of the biggest expenses associated with purchasing a home is the down payment. For most mortgages, lenders require borrowers to put down at least 20% of the purchase price of the home.

Did you know credit cards can be used for more than just swiping to make a purchase in a store or online? You can also take advantage of your credit limit to do a cash advance and withdraw cash or use a balance transfer to move a balance from another credit card.