Tired of multiple due dates, varying interest rates, or just the number of loans you're juggling? Check out a few of your options below to see which consolidation method will work best for you and your financial situation:
Transfer an existing balance – for free. You’ll pay 0% APR1 for the first 12-months2, giving you more time to pay off your balance without accruing additional interest!
Unlock the equity you've built in your home to eliminate high-interest debt with a Home Equity Lines of Credit (HELOC). Only make payments if you maintain a balance and use the money to take control of your finances.
Help with debt consolidation, medical bills, home improvements, or vehicle repairs. When your personal needs are covered, your possibilities are endless.
Ready to tackle your debt? Download the Debt Paydown template to create a loan payment plan that's right for you. View your monthly payments in one quick glance, keep yourself on track, and watch your balances shrink.
You may be eligible for the Skip-A-Pay program! Use the money to catch up on other loans and bills, take a much-needed vacation, or add a little extra cushion to your savings.
1APR = Annual Percentage Rate.
2During the first twelve (12) months from account opening, the rate for purchases and balance transfers will be 0.00% Annual Percentage Rate (APR). After the twelfth (12) month, your balance for purchases and cash advances will adjust to the rate in your credit card agreement. As of the first day of each month, the APR for variable rate Visa credit cards ranges from 7.65% to 17.95%. This rate will change with the market based on the Prime Rate. Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Balance transfer amounts may not exceed your approved credit limit. Standard underwriting terms and conditions apply.
3To be eligible for Skip-A-Pay, the loan must be an auto loan or personal loan; the loan is in good standing and not charged-off or delinquent; no delinquent mortgages are associated with the member’s account; loan may not have more than 2 Skip-A-Pays in a 12-month rolling period; the loan is not extended or modified by collections in the last 24 months; the loan must have a minimum balance of $75.00; the loan must not be currently worked on by a Collections Agency; member is not in bankruptcy.
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