Skip to main content
Start Here
Search for topics or resources
Enter your search below and hit enter or click the search icon.
Close Search
Login Routing #253075028 Locations
BANK
BANK
Explore Checking Solutions
Explore Checking Solutions
Explore Checking Solutions
Simply Prosper Checking
Simply Checking
Fresh Start Checking
Explore Savings Solutions
Explore Savings Solutions
Explore Savings Solutions
Primary Savings
Money Market
Certificate of Deposit (CD)
Holiday Savings
Individual Retirement Account (IRA)
Wealth Services
Wealth Services
Wealth Services
Skyla Wealth
Skyla Wealth Checking
Investment Services
Digital Banking Resources
Digital Banking Resources
Digital Banking Resources
Set Up Direct Deposit
Enroll in eStatements
Automatic Transfers
Savings Goals
Bill Pay
Link External Accounts
BORROW
BORROW
Explore Loan Solutions
Explore Loan Solutions
Explore Loan Solutions
Auto Loans
Home Loans
Personal Loans
Student Loans
Explore Loan Resources
Explore Loan Resources
Explore Loan Resources
Make a Payment
File a TruStage Insurance Claim
Loan Rates
Skip-A-Pay
Learning & Guidance
Learning & Guidance
Learning & Guidance
Debt Management
Car Buying
Homeownership
Credit Scores
CREDIT CARDS
CREDIT CARDS
Explore Credit Cards
Explore Credit Cards
Explore Credit Cards
Visa Platinum Rewards
Visa Platinum
Visa Platinum Secured
Explore Credit Card Resources
Explore Credit Card Resources
Explore Credit Card Resources
Make a Payment
Payoff Calculator
Balance Transfers
Card Controls
Learning & Guidance
Learning & Guidance
Learning & Guidance
Credit Cards
Debt Management
Credit Scores
Fraud & Scam Trends
BUSINESS
BUSINESS
BUSINESS
Explore Business Accounts
Explore Business Accounts
Explore Business Accounts
Business Checking
Business Savings
Skyla@Work
Explore Business Loans
Explore Business Loans
Explore Business Loans
Commercial Real Estate Loans
Business Lines of Credit
Commercial Term Loans
Visa Business Platinum Credit Card
Explore Business Resources
Explore Business Resources
Digital Banking for Business
Autobooks
Business ACH
RESOURCES
RESOURCES
RESOURCES
Learning & Guidance
Learning & Guidance
Learning & Guidance
Money Basics
Building Your Savings
Debt Management
Credit Scores
Car Buying
Credit Cards
Homeownership
Fraud & Scam Trends
Resource Library
Explore Resources
Explore Resources
Explore Resources
Account Security
Identity Theft
Rates
Calculators
Special Discounts
Switch Kit
Insured Savings
Loan Payment Options
Insurance Services
Explore Digital Banking
Explore Digital Banking
Explore Digital Banking
Custom Savings Goals
Bill Pay
Zelle®
Card Controls
Spending Analysis
Mobile Wallet
My Credit Score Dashboard
Get the Mobile App
Digital Banking Help
ABOUT
ABOUT
About Skyla
Eligibility
Board of Directors
In the Community
Skyla Foundation
Locations
Financial Wellness Center
News
Careers
FAQs
Get Help
Rates
Locations
Community
Get Help
Payments
Start Here

Build Up Your Credit with Visa Platinum Secured

Open Your Card Credit 411

Visa Platinum Secured Credit Card

put the purchasing power in your hands

Looking to start establishing or rebuilding your credit? Simply deposit funds into your savings account to determine your credit limit.

  • Contactless Visa card
  • Fixed-rate of 9.90% APR1
  • Flexible credit limits up to $25,000
  • 25-day grace period on purchases
  • Digital Banking access for payments, history, and balance transfers
  • Optional checking account overdraft protection
Platinum Card
WHAT'S INCLUDED?

your credit card tools

security features

cell phone protection

Credit Card Agreement Credit Card Rate Information

CARDHOLDERS

lost or stolen card?

To report, call 704.375.0183, 24 hours / day.

Think you just misplaced it? Log in to Digital Banking and navigate to Card Controls to freeze your card until you’re able to locate it.

Freeze Card

credit cards

not sure where to start?

If you’re interested in a credit card but aren’t quite sure where to start, check out these helpful resources.

what you should know before getting a credit card

Don’t know what to expect when getting a credit card?   Here’s what you need so you can properly prepare and enjoy your credit card today.

Read More

how to best use a credit card

Credit cards often get a bad rap, but only because people don't understand how to properly utilize them. Here are some credit card dos and don'ts to avoid any mishaps with credit card usage.

Check it Out

smart borrowing guide

Download the Smart Borrowing Guide for a better understanding of borrowing terms, loan types, and payment strategies to support your future financial goals.

Download

ok, so here's the fine print

Let's Get Started

how to open your new card

I'm a Member

I Have a Skyla Account

I'm New Here

I'm New Here