Lower Rates with Higher Rewards

¹Variable rate information: The Annual Percentage Rate may increase or decrease if the Prime Rate Index “PRI” increases or decreases. The PRI is the highest prime rate published in the Wall Street Journal on the last business day of the month. If this index is no longer available, the credit union will choose a new index which is comparable to the index described herein.

²Redemption of rewards points is subject to the terms and conditions of the awards program.

³During the first twelve (12) months from account opening, the rate for purchases and balance transfers will be 0.00% Annual Percentage Rate (APR). After the twelfth (12) month, your balance for purchases and balance transfers will adjust to the rate in your credit card agreement. As of the first day of each month, the APR for variable-rate Visa credit cards ranges from 12.40% to 17.95%. This rate will change with the market based on the Prime Rate. Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Balance transfer amounts may not exceed your approved credit limit. Standard underwriting terms and conditions apply

⁴Annual Percentage Rate (APR)

⁵Promotion runs 08/01/2023 through 12/31/2024. 2% rewards points valid for purchases only. Redemption of rewards points is subject to the terms and conditions of the awards program. 

⁶*To qualify for the 10,000 rewards bonus, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 90 days from the date your Platinum Rewards credit card is opened. Purchases that may fall outside of the 90 day period, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped) are not eligible. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Existing or previous cardmembers are not eligible for this product if they opened their card prior to October 1, 2023. Good Standing = Your Card Account must not be canceled or past due at the time of fulfillment of any offers. In rare instances, your period to spend $1,000 may be shorter than 90 days if there is a delay in receiving your Card. Bonus rewards will show as redeemable within 1 – 2 billing periods after they are earned. All other Rewards program terms and conditions apply. Please visit skylacu.com/credit-cards/platinum-rewards for additional Rewards Program information. Skyla Credit Union reserves the right to modify or cancel promotion at any time.