Trying to figure out how much your auto loan payment will be, if it will fit in your monthly budget, or what term is best for you? Drop in the loan numbers you’d like to test and calculate away!
Psst... don't forget to subtract the cost of a down payment or trade-in value (if you have one) and save a little room for optional coverages, too!
If your vehicle is declared a total loss, you are liable to pay the “gap” between the insurance settlement and your loan balance. Guaranteed Asset Protection covers the difference between what you owe on your vehicle and how much the vehicle is actually worth.1 It can even cover your out-of-pocket deductible2 on your auto policy!
Psst... if you finance your next vehicle with Skyla within 90-days, GAP will pay $1,000 towards your new loan!
Worried about the high cost of mechanical repairs on your new or used vehicle? We have you covered!
Our Debt Protection is a simple, affordable way to help cancel your loan balance or reduce your monthly payments if you become disabled, lose your job, or pass away. It’s one more way we help take the financial pressure off you - and the people you care about - when the unexpected hits.
Psst... you can only add Debt Protection within the first 180 days of opening the loan
This product is optional
Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.
Additional disclosures
We will give you additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection.
Eligibility requirements, conditions and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program. The Contractual Liability Policy is issued by Securian Casualty Company, a New York authorized insurer. Minnesota Life Insurance Company acts as the administrator of the debt protection program. Product availability and features may vary by state. Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group, Inc.
Simply drop in your best estimates and click Calculate. Not quite where you want your payment to be? Make any adjustments needed and punch Calculate again to update.
4.50% APR3 for 0 - 48 months
5.50% APR3 for 49 - 60 months
5.99% APR3 for 61 - 72 months
1Subject to terms, conditions, limitations, and exclusions set forth in your GAP Waiver Addendum.
2Deductible reimbursement benefits subject to the maximum limit set forth in your GAP Waiver Addendum. Deductible reimbursement benefits are only applicable in the event a GAP Amount is waived under the GAP Waiver Addendum.
3APR=Annual Percentage Rate. Please review our current rate list. Rates shown are for qualified borrowers only.
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