Simply Elite Checking

A Checking Account that Pays You

Open Your Account Budgeting Guide

checking account rates

earn money with simply elite checking

.50%

APY¹ just for having the account

3.00%

APY¹ with 20 debit card transactions

3.00%

APY¹ with 20 credit card transactions

Open My Account Check Out the Perks

what's included?

spend smarter with simply elite

We crafted our Simply Elite Checking account so you could spend smarter and stay protected on all of your everyday purchases. On top of tiered interest rates, you gain access to:

6 free foreign ATM withdrawals per month²
6 free overdraft transfers per month
No minimum balance requirements
Automatic overdraft protection from your savings account
Free Visa debit card
Low monthly cost of $4.95

cell phone protection

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged if your bill is paid with your Simply Elite account³

credit file monitoring

Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax, and TransUnion credit reports^{5, 6}

$hopping rewards

Access to exclusive oﬀers and discounts at thousands of leading online retailers⁵

fully managed ID theft resolution services

Access to a dedicated fraud specialist assigned to manage your case until your identity is restored⁴

travel & leisure

Money-saving discounts and coupons from thousands of businesses on everyday purchases⁵

health discount savings

Enjoy savings on vision, prescriptions, and dental services. (This is not insurance)⁵

debit advantage

Covers items for 90 days from the date of purchase against accidental breakage, fire, or theft^{3, 8}

ad&d insurance

Receive up to $10,000 of Accidental Death & Dismemberment Coverage³ (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

gain access to these perks and so much more for the low monthly cost of $4.95

Open Your Account

still need convincing?

see how much you can save

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cell phone protection

covers up to $300 in repairs on cell phones³

$11 / month with a wireless carrier

health discount savings

savings on vision, prescriptions and dental services ⁵

$7.99 / month

ad&d insurance

receive up to $10,000 ³

$14.99 / month

extended warranty

extends warranties up to 1 year over the original warranty from US manufacturers^{3, 8}

varies by product

buyers protection

covers items the first 90 days after purchase for accidental breakage, fire, or theft^{3, 8}

varies by product

id theft protection

receive up to $10,000 to cover expenses associated with restoring your identity ³

$14.99 / month

credit monitoring

Equifax, Experian, and TransUnion credit files monitored daily^{5, 6}

$14.99 / month

free credit report

request a single bureau score every 90 days ^{5, 7}

one free report per year

Open Your Account

learning & guidance

ok, so here’s the fine print:

let's get started

interested in opening an account?

Simply submit a form and someone from our team will reach out on or before the next business day.

Please do not include your account number or Social Security Number.

A Checking Account that Pays You

earn money with simply elite checking

spend smarter with simply elite

cell phone protection

credit file monitoring

$hopping rewards

fully managed ID theft resolution services

travel & leisure

health discount savings

debit advantage

ad&d insurance

gain access to these perks and so much more for the low monthly cost of $4.95

see how much you can save

checking account resources designed for you

overdraft protection

debit vs. credit cards

budgeting guide

ok, so here’s the fine print:

interested in opening an account?