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all branches will be closed on monday, may 25 for memorial day. but you can always access your accounts 24 / 7 through digital banking!

well hello there...

how can we help you today?

checking accounts that pay me >

Gain access to a checking account that pays you up to 4.00% APY²

smart borrowing for my future >

Check out our auto, home, and personal loan options

credit cards that fit my life >

Compare our credit cards for rewards or debt consolidating

current rates at skyla

looking for more ways to save?

Rates as of 05/01/2026

EARN UP TO:

4.00%

APY³ on a checking account

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AUTO LOANS AS LOW AS:

3.99%

APR² for 0 - 48 months

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HOME LOANS AS LOW AS:

5.75%

APR⁴ for 15-Year Fixed

Learn More

See All Rates

DIGITAL BANKING TOOLS

access your money anytime, anywhere

Your money... it’s extremely important and highly personal. We understand the personal needs you have when it comes to your finances. And that's why we’ve built specialized solutions that fit seamlessly into your life – helping you to more easily manage your money and equipping you with the tools to assist you in making smarter plans for the future.

Explore the Tools

WHAT OTHERS ARE SAYING...

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

Marlene H.

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

Myra J.

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

Jacky C. | Awesome Co.

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

Jason B.

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

Seluleta S.

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

Gary K.

+112k

members

branches

$1.6b

in assets

Get to Know Skyla Eligibility

Learning & Guidance

the credit union difference

Not sure if a credit union is right for you? Take a peek at our learning center to see why Skyla is your perfect match.

credit unions vs. banks: so what's the difference?

When finding a bank, you want to make sure it’s a financial institution you trust, fits your needs, and serves your core values. Well...what if I told you banking with a credit union is good for your wallet and the community?

Keep Reading

what does it mean to be a credit union member?

It’s no surprise credit unions often get overlooked. Many have misconceptions about what it means to join a credit union, so don’t even know the real reason why credit unions exist and what membership entails.

Keep Reading

can i even join a credit union?

We sure hope so! There’s a good chance you either live in an area or work for an employer that qualifies you for a Skyla membership. If not – no worries! You’re eligible to join via our partner association – the American Consumer Council (ACC).

Keep Reading

Visit the Learning Center

OK, so here's the fine print:

*The national average on new auto loans in May 2026 is 4.66% APR according to USNews.com

¹Interest will continue to accrue on the loan balance during the 90-day deferral period. The loan maturity date will not extend an additional 90-days and your balance will still be due at the agreed upon maturity date. Offer only valid on auto loans approved between October 1, 2024, and December 31, 2026. Auto loans currently financed at Skyla are not eligible.

Promotion is subject to change at any time.

²APR=Annual Percentage Rate. Please review our current rate list for the lowest auto loan rate. Rates shown are for qualified borrowers only. All loans are subject to credit approval. Rates and terms are based on creditworthiness, loan amount and collateral. Rates may vary or change at any time.. Payment Example: $30,000 at 3.99% APR for 48 months would be approximately $677/month.

³APY = Annual Percentage Yield. Rates are subject to change. Please review our current rate list. Rates as of 05/01/2026. Fees may reduce earnings. Some restrictions apply. Member only qualifies for one of the interest rate tiers; to receive the highest interest rate, members must meet required monthly activity. Please review the Truth-in-Savings for information.

⁴Home Loan rates as of 05/07/2026. The Annual Percentage Rate, or APR, for the loan programs shown reflects the interest rate and approximate cost of prepaid finance charges. These charges include a 1% Origination Fee but do not include other closing costs or discount points. Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about the loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s website. HMDA data for many other financial institutions are also available on the CFPB's website.

Sign In To Digital Banking

shopping for new wheels?

all branches will be closed on monday, may 25 for memorial day. but you can always access your accounts 24 / 7 through digital banking!

well hello there...

how can we help you today?

checking accounts that pay me >

smart borrowing for my future >

credit cards that fit my life >

looking for more ways to save?

4.00%

3.99%

5.75%

access your money anytime, anywhere

"Outstanding! The woman I spoke with was friendly, professional, knowledgeable, and efficient. When we asked her a question that she could not answer, she was resourceful in finding the answer for us. We will definitely continue to do business with Skyla."

"The staff calls us by name (even before we present our ID or bank card) and make us feel like we are family and treats us with kindness, love, and respect in every interaction."

"Everyone was very nice and professional about business and the branch was fantastic. I'm so glad to be a customer of the Skyla."

"Amazing, friendly staff who are always helpful. This credit union proves that customer service still exists."

"I've been a member here for 11 years now and they have never failed me. I would recommend anyone to trust them for their financial needs."

"This credit union is outstanding. They do figure 8's around the big banks and have the friendliness only found elsewhere in small towns. They perform better and provide better basic banking services than any of their banking competitors."

the credit union difference

credit unions vs. banks: so what's the difference?

what does it mean to be a credit union member?

can i even join a credit union?

OK, so here's the fine print: